Jelena Jović is Managing Director of EOS Matrix Serbia, the leading company in the Serbian NPL market, where she oversees more than EUR 2 billion in non-performing loans. EUR 1.8 billion of that is secured corporate debt.
She has spent more than 15 years in financial services, all of them at EOS Matrix. Since joining in 2010, she has led teams across operations, strategy and collections, covering the full NPL value chain: portfolio acquisition, legal due diligence, underwriting, collection, reporting and new business development.
Her defining move came in 2015, when she built the company’s secured corporate NPL business from the ground up. Working with the Serbian team and backed by EOS headquarters, she turned what started as a growth bet into the core of the business. EOS Matrix is now the market leader by revenue, portfolio volume and know-how, and a trusted partner to most Serbian banks, real estate investors and funds.
Managing a secured portfolio of this size has also given her deep experience in real estate. She has overseen the valuation, workout and resolution of a large and diverse collateral base. She has also led large-volume investment transactions, including funding that helped get construction projects completed and brought the underlying assets back to productive use.
She was appointed Managing Director in 2020. In 2022, she also became President of the Association of Serbian Debt Management Companies (AKUPS), where she represents the industry at a national level.
Jelena holds a bachelor’s and a master’s degree in economics, specializing in banking, finance and insurance, from the Faculty of Economics, University of Belgrade.